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Changing Your Benefits


Except for plans with after-tax premiums, you may change your benefit elections during the year only when you experience a Qualified Life Event (QLE). Changes permitted are dependent on the QLE. Contact member services or review your Benefit Guide Book and/or plan description regarding what changes are permitted. If you have not experienced a QLE, you must wait until the next annual open enrollment period to make changes. Qualifying Life Events include but are not limited to:

  • Changes in your marital status: marriage, divorce, legal separation, annulment, death of spouse;
  • Changes in dependent status: birth, adoption, placement for adoption, death, or dependent eligibility due to age, marriage, and student status;
  • Changes in employment status or work schedule that affect benefit eligibility for you, your spouse, and/or dependent
  • Changes in residence that result in different available plan options 

Note: A Qualified Life Event (QLE) application must be submitted with all supporting documentation within 31 days of the QLE.