When determining if you need Short Term Disability, consider your leave balances.
- STD is offset or reduced by any regular pay, annual leave, sick leave, or donated leave you receive while on STD.
- If you have large amounts of leave time accrued you may only receive a minimum payment while you are out on leave.
- If you are a New Hire or have low leave balances STD may help protect your income if you are unable to work.
- If you do not elect STD as a new hire, and later decide you may need it, there will be a longer waiting period for an illness or pregnancy before benefits are payable during your first year of coverage.