When determining if you need Short Term Disability, consider your leave balances.
- STD is offset or reduced by any regular pay, annual leave or sick leave you receive while on STD. Effective for any disability occurring on or after January 1, 2019, donated leave will no longer reduce your STD benefit payment.
- If you have large amounts of leave time accrued you may only receive a minimum payment while you are out on leave.
- If you are a New Hire or have low leave balances STD may help protect your income if you are unable to work.
- If you do not elect STD as a new hire, and later decide you may need it, there will be a longer waiting period for an illness or pregnancy before benefits are payable during your first year of coverage.