Short-Term Disability Insurance | STD

What is it? Short-Term Disability (STD) is insurance that pays you a portion of your earnings if you are sick or hurt and cannot work. STD will help to make up for lost income.
Do I have it? It is a voluntary benefit - you must select it at the time of your New Hire enrollment or during Open Enrollment.

Why do I need it? When determining if you need Short Term Disability, consider your leave balances.

If you do not elect STD as a new hire and later decide you may need it, there will be a longer waiting period for an illness or pregnancy before benefits are payable during your first year of coverage.
If you are a New Hire or have low leave balances, STD may help protect your income if you are unable to work.
If you have any saved leave time, you may be required to use your leave and only receive a minimum payment while you are out on leave.
STD is offset (reduced) by any regular pay, annual leave, or sick leave you receive while on STD. Note: donated leave does not reduce your STD benefit payment.

Disability Education Videos

Short-Term and Long-Term Disability Presentation- 4 minutes | Presentation Slides PDF
Real-Life Examples - See real people talk about the benefits that helped them navigate challenging situations, and see why it’s so important to protect your own financial future. View quick videos here.

See the Active Employee Enrollment Guide for rates.
You can visit disabilityonlinecalc.com to determine how much disability insurance you may need.

Policy

Pregnancy

Claims: mybenefits.metlife.com/stateofarizona | 866-264-5144
- How To Report A Claim Flyer
- How to Access Your Claim Online Flyer