Life Insurance | AD&D
LIFE INSURANCE
- Our vendor is Securian.
- The State provides policies to all benefits-eligible employees as follows:
- Basic Life - $15,000
- Accidental Death and Dismemberment (AD&D) - $15,000.
- You are able to purchase supplemental coverage for both plans, as well as dependent life insurance.
BASIC LIFE
- What is it? Life Insurance is insurance that pays out a sum of money upon the death of the insured.
- What do I have? $15,000 in Basic Life insurance is provided by the State to benefits-eligible employees.
- Policy | 2021
ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
- What is it? Accidental Death and Dismemberment (AD&D) is insurance that pays an additional benefit if you are seriously injured or die due to a covered accident.
- What do I have? $15,000 of AD&D insurance is provided by the State to benefit-eligible employees.
- Policy | 2021
SUPPLEMENTAL LIFE AND AD&D INSURANCE
- Supplemental Life and AD&D is additional insurance that benefits-eligible employees are allowed to purchase in case of death or dismemberment.
- This is a voluntary benefit. You must select it at the time of initial enrollment or during Open Enrollment.
- New Hires Note: At the time of new hire only, an employee can purchase coverage in multiples of $5,000, not to exceed the lesser of three times your annual earnings, to a maximum of $500,000.
- Policy | 2021
- Portability and Conversion
- You and/or your dependents may have the option to port or convert your life insurance coverage if you leave the State.
- Elections must be made within 31 days from your last day of coverage.
- Portability and Conversion Flyer
- Contact Securian
DEPENDENT LIFE INSURANCE
- The Dependent Life Insurance is life insurance coverage on your dependents.
- It is a voluntary benefit - you must select it at the time of new hire enrollment or during Open Enrollment.
- Available amounts: $2,000, $4,000, $6,000, $10,000, $12,000, $15,000 or $50,000.
- For dependent coverage up to $15,000, you do not have to choose supplemental coverage for yourself.
- For dependent coverage of $50,000, you must have a combined basic and supplemental coverage of at least $50,000.
- Policy | 2021
LIFE INSURANCE CALCULATOR - BENEFITS SCOUT
- Automated tool to determine how much life insurance you need. | Benefits Scout Calculator
- Learn your options - Take the guesswork out of selecting benefits. Learn about your options, what’s included and how they can help you.
- Answer questions - It’s quick and easy. Based on your answers, we’ll provide a few recommended packages for amounts of insurance that make sense for you.
- Get cost estimates - with recommendations designed for you and your family.
BENEFICIARIES
- There are separate beneficiaries for your Basic Life and Supplemental Life coverage.
- After any major life change, such as joining state service, marriage, divorce, birth/adoption of a child, or death of a spouse, be sure to review your beneficiaries.
- For example, if an ex-spouse is still named as a beneficiary, the plan will pay out to that person if the beneficiary has not been updated.
- To make beneficiary changes at any time, visit hrsystems.azdoa.gov > YES Portal > Bookmarks > Your Employee Services > Benefits > Beneficiary.
ADDITIONAL FREE SERVICES | LIFESTYLE BENEFITS
There is no additional fee or enrollment for these lifestyle benefits resources. Just access them as you need them. You and your benefits-eligible dependents may access them, even if they are not insured with Securian.
Learn more on lifebenefits.com/plandesign/Arizona > Forms & Documents Tab
- Travel Assistance Flyer- Lost luggage, ID theft support, medical relocation, repatriation of mortal remains, and more
- Legal & Financial Resources Flyer - create a will, get a financial assessment, free consult with an attorney, and more
- Grief Resources Flyer - Unlimited telephone consultation with grief professionals, and more
- Legacy Planning Resources Flyer - end-of-life planning, funeral concierge, and more
CONTACT
- General Information | lifebenefits.com/plandesign/Arizona | 800-328-9442
- Claims | securian.com/benefits/ssl/home.do | 833-745-5517