Life Insurance | AD&D

USE SECURIAN FOR CLAIMS ON OR AFTER 1/1/2020
Securian is the new life insurance vendor for 2020. For claims prior to 1/2/2020, see the "2019 | The Hartford" tab above.

2020 | BASIC LIFE, SUPPLEMENTAL LIFE AND AD&D

Our vendor for 2020 is Securian. For claims prior to 1/2/2020, see the "2019 | The Hartford" tab above.

CALCULATOR

• Life Insurance Needs Calculator - Determine how much coverage you need
• Rate Calculator | 2020

BASIC LIFE

• What is it? Life Insurance is an insurance that pays out a sum of money upon the death of the insured.
• What do I have? $15,000 in Basic Life insurance is provided by the State to benefits-eligible employees.
• Policy | 2020

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)

• What is it? The Accidental Death and Dismemberment (AD&D) is insurance that pays an additional benefit if you are seriously injured or die due to a covered accident.  
• What do I have? $15,000 of AD&D insurance is provided by the State to benefit-eligible employees.
• Policy | 2020

SUPPLEMENTAL LIFE  AND AD&D INSURANCE

• Supplemental Life and AD&D is additional insurance that benefits-eligible employees are allowed to purchase in case of death or dismemberment.
• This is a voluntary benefit.  You must select it at the time of initial enrollment or during Open Enrollment.
• New Hires Note: At the time of new hire only, an employee can purchase coverage in multiples of $5,000, not to exceed the lesser of three times your annual earnings, to a maximum of $500,000.
• Policy | 2020
   
• Portability and Conversion
  • You and/or your dependents may have the option to port or convert your life insurance coverage if you leave the State.
  • Elections must be made within 31 days from your last day of coverage.
  • Portability and Conversion Flyer
  • Contact Securian

DEPENDENT LIFE INSURANCE

• The Dependent Life Insurance is life insurance coverage on your dependents.
• It is a voluntary benefit - you must select it at the time of new hire enrollment or during Open Enrollment.
• Available amounts:  $2,000, $4,000, $6,000, $10,000, $12,000, $15,000 or $50,000.
• For dependent coverage up to $15,000, you do not have to choose supplemental coverage for yourself. 
• For dependent coverage of $50,000, you must have a combined basic and supplemental coverage of at least $50,000.
• Policy | 2020

LIFE INSURANCE CALCULATOR - BENEFITS SCOUT

• Automated tool to determine how much life insurance you need. | Benefits Scout Calculator
• Learn your options - Take the guesswork out of selecting benefits. Learn about your options, what’s included and how they can help you.
• Answer questions - It’s quick and easy. Based on your answers, we’ll provide a few recommended packages for amounts of insurance that make sense for you.
• Get cost estimates - with recommendations designed for you and your family.

ADDITIONAL FREE SERVICES | LIFESTYLE BENEFITS

There is no additional fee or enrollment for these lifestyle benefits resources. Just access them as you need them. You and your benefits-eligible dependents may access them, even if they are not insured with Securian.
Learn more on lifebenefits.com/plandesign/Arizona > Forms & Documents Tab

• Travel Assistance Flyer- Lost luggage, ID theft support, medical relocation, repatriation of mortal remains, and more
• Legal & Financial Resources Flyer - create a will, get a financial assessment, free consult with an attorney, and more
• Grief Resources Flyer - Unlimited telephone consultation with grief professionals, and more
• Legacy Planning Resources Flyer - end-of-life planning, funeral concierge, and more

CONTACT SECURIAN

General Information | lifebenefits.com/plandesign/Arizona | 800-328-9442

Claims | securian.com/benefits/ssl/home.do | 833-745-5517 | For claims on or after 1/1/2020